Noel Santiago

Speaker bio

Noel Santiago is a seasoned leader in digital banking and fintech, with over three decades of experience transforming financial ecosystems across the Asia-Pacific region. As Executive Vice Chairman of Zip Financial Technologies, he’s driving scalable innovations that advance financial inclusion and empower businesses. Formerly Chief Digital Officer at Bank of the Philippine Islands, Noel spearheaded groundbreaking mobile banking and payment initiatives, redefining customer experiences for millions. A trusted advisor to governments, fintechs, and industry leaders, he remains at the forefront of shaping inclusive, future-ready financial landscapes