Nirmalram Subramanian

Speaker bio

Nirmalram Subramanian currently serves as Head of Enterprise‑Wide Stress Testing, IFRS9, Delivery Technology at Standard Chartered Bank, a role he has held since February 2021, marking over four years of leadership. In this pivotal position, he leads high-performing technology teams in the design, development, and delivery of robust stress‑testing frameworks and systems that support the bank's enterprise-wide risk and regulatory resilience initiatives.​ ​ With over 15 years of experience in banking technology and analytics, Nirmal excels in guiding enterprise-level solutions in stress testing, IFRS9 and risk management. His deep technical expertise, combined with leadership roles across global banks, positions him as a strategic and innovative technologist in financial risk systems.